Arrow Re was founded with a singular mission: to bring old-school broking rigor to the modern global insurance ecosystem. We’re headquartered in New Delhi and licensed as a stand-alone reinsurance broker by IRDAI (License No. 654).
Ex-Marsh, Ex-Hannover Re Risk Management Services, reinsurance veteran with cross-market experience in micro-insurance and capital-efficient treaty structures
DirectorFormerly with The New India Assurance Co., seasoned treaty architect, Fellow of Insurance Institute of India
Director & Principal OfficerFormerly with Tata-AIG Life and General Insurance Co. Ltd.
DirectorIndia is poised to become one of the most important reinsurance growth stories globally over the next decade. Here’s why overseas reinsurers must pay close attention:
India is the world’s fifth-largest economy with one of the highest real GDP growth rates, fueling demand for infrastructure, health, agriculture, and SME risk protection.
Insurance penetration in India is below 4%, compared to 10-12% in advanced markets. This gap is a massive opportunity for reinsurers to shape structured capacity solutions.
IRDAI has signaled openness to capital participation, composite licenses, and innovation in parametric covers and inclusive insurance models.
Cyber insurance, climate-linked agriculture, gig-economy worker benefits, health-tech risk pooling, and mobility risks are gaining commercial traction.
With over 20 licensed insurers and multiple government schemes, reinsurers can diversify across structured treaty and targeted facultative plays.
Treaty reinsurance underpins the underwriting capacity and solvency profile of an insurer. Arrow Re designs and negotiates treaty programs that allow clients to optimize retention, manage volatility, and enhance return on capital.
- Quota Share and Surplus Treaties
- Property Catastrophe XOL and Aggregate XOL Treaties
- Stop Loss Programs
- Multi-line and Composite Treaties
- Start-up Programs for New Insurers and MGAs
- Convert client exposure into underwriter language
- Align submissions with market appetite and treaty conditions
- Negotiate capacity by leveraging reinsurer relationships and past performance
- Optimize the balance between retention, ceded premium, and capital efficiency
- Data-driven retention strategy design and exposure analysis
- Peer benchmarking and rating agency considerations
- Precise treaty wordings that reflect client-specific objectives
- Market presentations aligned with reinsurer risk appetites
- Treaty program structuring, pricing, and placement execution
- Industrial Property (CAT + Fire) including Large Corporates & MSME clusters
- Infrastructure Projects (EAR/CAR/DSU)
- Crop & Agri Parametric Programs
- Health Insurance
- Group & Govt-Sponsored
- Casualty (Product & Public Liability)
- Professional Indemnity (Architects, Engineers, Tech)
- Auto & Fleet – UBI / Telematics Integrated
- Credit Insurance for Structured Finance, Infra Debt & Exporters
- Life Reinsurance (Protection, GTL, Mortgage Linked)
Our facultative submissions are pre-reviewed and routed to reinsurers with clear appetite match. Treaty programs are developed with historical performance summaries, actuarial support, and co-brokered where necessary.